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In December 2024, The Fed made an interest rate cut for the third Fed meeting in a row. This caused CD interest rates to fall, and it's likely that CD rates will continue to fall in 2025.

So how could the Fed's moves — and any other economic changes that occur — impact the CD account interest rate landscape this year? Here's what experts say could happen with CD rates in 2025.

If you click on links we provide, we may receive compensation. Marcus offers competitive CD rates with terms from 6 to 72 months 10'000 Hours / Getty Images Marcus’ high-yield CDs come with ...

Still, it makes sense to utilize a five-year CD, which currently comes with a 3.25% APY, if that matches up with a particular savings goal. After all, long-term rates could decline should the ...

Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances.

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

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