The combined 2% rewards rate — 1% when you make a purchase and 1% when you pay it off — is among the best on any cash-back card ... one of the better top-of-wallet cards.

The card earns 5% cash back (up to a spending cap) in your top spending category each billing cycle. Everything else earns an unlimited 1% back. This no-fuss, high-earning cash back card is ideal ...