Just grab your phone and open ChatGPT. Using a series of strategic prompts, you can develop your own personalized debt repayment plan. It’s easier than you think (though keep in mind ...

Fortunately, there’s a way to get started without much hassle. Just grab your phone and open ChatGPT. Using a series of strategic prompts, you can develop your own personalized debt repayment plan. It ...

Sticking to our sample budget and minimum payments ... otherwise you might face a really high APR later on. Though one debt repayment plan is based on math and the other is based on mindset ...

there are other options that students can tap to help address their debt. For many with federal student loans, taking advantage of the myriad repayment plan options could make a big difference ...

It has lower monthly payments than any other federal student loan repayment plan, and it leads to quicker debt erasure for those with small balances. More from Personal Finance: Number of ...

Those who do want to credit toward debt cancellation under PSLF or an IDR plan may consider switching to one of the Education Department's other income-driven repayment plans, such as one of the ...

Get student loan help The Saving on a Valuable Education (SAVE) repayment plan caps borrowers' monthly federal student loan bills at a portion of their income, and it forgives remaining debt after ...